MoneyOS

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Launch notes and guides for keeping your money private.

MoneyOS Home screen with the headline Know what you can safely spend today

Guide · 6 October 2026

How to work out a safe daily spending limit from your salary

Four steps from take-home pay to one daily number, with a worked example and the formula that keeps it accurate as the month goes on.

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MoneyOS category breakdown with the headline See where your UPI money went this month

Guide · 5 October 2026

How to see where your Google Pay and PhonePe money went this month

Put every UPI payment in one place, split by category and compared with last month. A ten minute method that runs privately on your iPhone.

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MoneyOS paste screen with the headline Your iPhone can't read bank SMS, here's the fix

Guide · 4 October 2026

Why iPhone apps can’t read your bank SMS, and the fastest workaround

iOS does not let any app read your text messages. Here are four faster, more private ways to get every bank and UPI payment into your expense tracker on iPhone.

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MoneyOS Review import screen with the headline Track UPI payments without your bank login

Guide · 3 October 2026

How to track UPI payments without giving an app your bank login

Screenshot your Google Pay, PhonePe or Paytm history and import every payment in a minute. Read privately on your iPhone, with no bank login and nothing uploaded.

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MoneyOS Home screen with the headline Your money data never leaves your iPhone

Launch · 3 October 2026

Meet MoneyOS: a private expense tracker for iPhone that never uploads your data

Say it, type it, screenshot your UPI history or import a statement. No account, no servers, and nothing is ever sent to us. Here is how it works and why we built it this way.

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